Terms & Conditions

We have recently updated our Terms and Conditions. Please read and accept these updated terms and conditions in order to access the iMarket Coaching community website.

Terms Last updated: February 25, 2019.

Please read these Terms of Use ("Terms", "Terms of Use") carefully before using the imarketcoaching.com website (the "Service") operated by iMarket, llc ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Accounts



When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Intellectual Property



The Service and its original content, features, and functionality are and will remain the exclusive property of iMarket, and its licensors.

Links To Other Web Sites



Our Service may contain links to third-party web sites or services that are not owned or controlled by iMarket, llc.

iMarket, llc has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that iMarket, llc shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination



We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer



Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Governing Law



These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes



We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us



If you have any questions about these Terms, please contact us.

Current Version: 1.0

Previous Version Date: September 26, 2021

Privacy Policy

We recently updated our Privacy Policy. Please read and accept this updated privacy policy in order to access the iMarket Coaching community website.

Privacy Policy Last updated: February 25, 2019.

iMarket, llc ("us", "we", or "our") operates the imarketcoaching.com website (the "Service").

This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at imarketcoaching.com.

Information Collection And Use


While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information ("Personal Information") may include, but is not limited to:
  • Name
  • Email address
  • Telephone number
  • Address

Log Data


We collect information that your browser sends whenever you visit our Service ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Google AdSense & DoubleClick Cookie


Google, as a third party vendor, uses cookies to serve ads on our Service.

Cookies


Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.

We use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Service Providers


We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Security


The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites


Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy


Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Compliance With Laws


We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy


We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us


If you have any questions about this Privacy Policy, please contact us.

Current Version: 1.0

Previous Version Date: May 22, 2018

Scared? Need Advice? This Is The Student Loans Article For You!

Stay in contact with all lenders. Always update them anytime your address, email or phone number changes, which can happen a lot during college. Also, be sure you immediately read any kind of mail you get from a lender, whether it’s electronic or paper. Take any requested actions as soon as you can. You may end up spending more money otherwise.

TIP! Stay in contact with all lenders. Make sure you update them with your personal information if it changes.

Student loans have become a very important of the college process. Learning about student debt is the key to ensuring that it does not end up overwhelming you do not wind up in serious trouble after you graduate.Continue on and learn about student loans.

Don’t panic if you can’t make a payment due to job loss or another unfortunate event. When hardship hits, many lenders will take this into consideration and give you some leeway. Just be mindful that doing so could make your interest rates rise.

TIP! Don’t worry about not being able to make a payment on your student loans if something unexpected like job loss has happened. Many lenders give you a grace period if you are able to prove that you are having difficulties.

Know how long of grace periods your loans offer.This is the period of time you are allowed after your graduation before your payment is due. Knowing this is over will allow you to make sure your payments are made on time so you don’t have a bunch of penalties to take care of.

To make paying for college easier, don’t forget to look at private funding. While public student loans are widely available, there is much demand and competition for them. A private student loan has less competition due to many people being unaware that they exist. Investigate around your community for private loans; even a small one can cover room and board for a term or two.

Don’t overlook private financing to help pay for your college years. There is not as much competition for public loans.Explore any options in your community.

Don’t panic if you cannot make your payments on your student loans. Many issues can arise while paying for your loans. Realize that there are ways to postpone making payments to the loan, or other ways that can help lower the payments in the short term. However, the interest will build during the time you are not making payments.

Interest Rate

Paying down your student loans should be done using a two-step payoff method. Make sure you pay the minimum amount due each month. The second step is applying any extra money you have to your highest-interest-rate loan and not the one with the biggest balance. This will reduce your spending in the future.

TIP! Work hard to make certain that you get your loans taken care of quickly. First, be sure to pay the monthly amount due on each loan you have taken out.

Use a two-step process to pay off your student loans paid off. Begin by figuring out how much money you can pay the minimum payments on each of your loans. Second, pay anything extra to the loan with the highest interest rate, use it to make extra payments on the loan that bears the higher interest rate rather than the one that bears the highest balance. This will make things cheaper for you spend less money over a period of time.

If you plan to prepay your loans, try to pay those with the highest interest rates first. If you think you will be better off paying the one with the highest monthly payments first, you may be wrong. Best to look at the interest rates.

TIP! If you are thinking about paying off any of your student loans ahead of schedule, you should focus on the ones that have the highest interest. Repaying based on balance size could actually cause you to pay more in interest than you otherwise would have.

Focus initially on paying off student loans with high interest loans. If your payment is based on what loans are the highest or lowest, you could end up paying more than you need to.

Know how much time you have in your grace period from the time you leave school until you must begin paying back your loans. Stafford loans provide a six month grace period. Perkins loans offer a nine-month grace period. Other loans offer differing periods of time. Make certain you are aware of when your grace periods are over so that you are never late.

TIP! Know how long you have between graduation and the commencement of loan payments. Stafford loans offer six months of grace period.

Select a payment choice that is best for your situation. Many loans will offer a 10 year payment plan. There are other options if this is not right for you.For instance, you can possibly spread your payments over a longer period of time, but this will increase your interest. You can also make payments based on your overall post-graduation income. The balance of some student loans is forgiven once 25 years have elapsed.

Pick out a payment option that you know can meet the needs you have. A lot of student loans give you ten years to pay it back. There are often other choices as well. For instance, it may be possible to stretch out your payments for a longer period of time, although you will end up paying more interest. You may have to pay a certain part of your income after you get some work. The balances on some student loans have an expiration date at 25 years.

TIP! Get a payment option that works for you. A lot of student loans give you ten years to pay it back.

Prioritize your repayment schedule by interest rate. The highest rate loan with the most interest should be paid off first. Using the extra money you have can get these things paid off student loans faster. There is no penalties for paying off a loan faster.

Pay the large loans off as soon as you are able to. This will reduce the interest you must pay back. Pay off the largest loans first. When a large loan is repaid, just start paying on the next ones you owe. By making minimum payments on all of your loans and the largest payment possible on your largest loan, you will systematically eliminate your student loan debt.

TIP! Reduce the total principal by getting things paid off as fast as you can. That means you will generally end up paying less interest.

It is impossible to ignore the fact that student loan debt has the potential to cripple young graduates financially if it is not incurred in a deliberate, careful manner. If you want to avoid the troubles associated with debt, you need to know as much about student loans as possible. The article above should be helpful to you.

To make your student loan money stretch even farther, consider taking more credit hours. While full-time status often is defined as 9 or 12 hours a semester, if you can get to 15 or even 18, you can graduate much sooner. This helps to lower your loan amounts.

iMARKET COACHING

iMarket Coaching is an online amplification platform dedicated to promoting the efforts of individuals seeking to use knowledge from life experiences to grow profitable and impactful coaching businesses.

P.O. Box 78072
Atlanta, Ga. 30309
coaching@imarketsupport.com

Newsletter Subscription


Complete the subscription form to be added to the iMarket Holistic & Spiritual Coaching Community Newsletter & Mailing List.

Double Opt-in required to validate email addresses.

Visitor Tracking

top
©2021. iMarket Coaching. All rights reserved.