Terms & Conditions

We have recently updated our Terms and Conditions. Please read and accept these updated terms and conditions in order to access the iMarket Coaching community website.

Terms Last updated: February 25, 2019.

Please read these Terms of Use ("Terms", "Terms of Use") carefully before using the imarketcoaching.com website (the "Service") operated by iMarket, llc ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Accounts



When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Intellectual Property



The Service and its original content, features, and functionality are and will remain the exclusive property of iMarket, and its licensors.

Links To Other Web Sites



Our Service may contain links to third-party web sites or services that are not owned or controlled by iMarket, llc.

iMarket, llc has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that iMarket, llc shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination



We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer



Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Governing Law



These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes



We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us



If you have any questions about these Terms, please contact us.

Current Version: 1.0

Previous Version Date: November 18, 2019

Privacy Policy

We recently updated our Privacy Policy. Please read and accept this updated privacy policy in order to access the iMarket Coaching community website.

Privacy Policy Last updated: February 25, 2019.

iMarket, llc ("us", "we", or "our") operates the imarketcoaching.com website (the "Service").

This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at imarketcoaching.com.

Information Collection And Use


While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information ("Personal Information") may include, but is not limited to:
  • Name
  • Email address
  • Telephone number
  • Address

Log Data


We collect information that your browser sends whenever you visit our Service ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Google AdSense & DoubleClick Cookie


Google, as a third party vendor, uses cookies to serve ads on our Service.

Cookies


Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.

We use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Service Providers


We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Security


The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites


Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy


Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Compliance With Laws


We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy


We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us


If you have any questions about this Privacy Policy, please contact us.

Current Version: 1.0

Previous Version Date: May 22, 2018

Scared? Need Advice? This Is The Student Loans Article For You!

Do know that you are probably going to have a post-graduation grace period from your student loans before you are required to start making payments back. This generally means the period after you graduate where the payments will become due. Having this knowledge of when your payments are scheduled to begin will avoid incurring any penalties.

TIP! Know what kind of grace periods your loans offer. This generally means the period after you graduate where the payments will become due.

Student loans have become a very important of the college process. Learning all you can about student loans is the secret to making sure you after graduation. Continue reading to learn all about student loans.

Never fear paying your student loans if you are unemployed or another emergency happens. Many lenders give you a grace period if you are able to prove that you are having difficulties. You should know that it can boost your interest rates, though.

TIP! If you can’t make a payment on your loans because of unforeseen circumstances, don’t worry. Usually, most lenders let you postpone payments if some hardship is proven.

Stay in contact with the lender. Make sure you update them with your current address and phone number. Take any necessary actions as soon as possible. Missing anything in your paperwork can end up costing a great deal of money.

Private financing is always an option. There is not as much competition for this as public loans. Many people do not know about private student loans, so it may be easier to get this type of financing. Seek out what sorts of options there may be in your local area.

TIP! Do not forget about private financing. While public student loans are widely available, there is much demand and competition for them.

Stafford loans provide a period of six month grace period. Other kinds of student loans can vary. Know when you will have to pay them back and pay them on your loan.

If you are thinking about paying off any of your student loans ahead of schedule, you should focus on the ones that have the highest interest. You may think to focus on the largest one but, the accruing interest will add up to more over time.

Student Loans

Keep in mind the time that’s allotted to you as your grace period from when you get out of school until you have to start paying back the loan. Stafford loans offer a period of six months. Perkins loans give you nine months. Other loan types are going to be varied. Keep in mind exactly when you’re supposed to start paying, and try not to be late.

TIP! You are offered a grace period after you graduate before you must start paying on your student loans. For example, you must begin paying on a Stafford loan six months after you graduate.

Pay off your different student loans in terms of interest rates. The loan with the largest interest should be your first priority. Using the extra money you have can get these things paid off student loans faster. There are no penalty for early payments.

Go with the payment plan that best fits what you need. Many loans allow for a 10 year payment plan. If you don’t think that is feasible, you should check for alternatives. You might be able to extend the plan with a greater interest rate. Also, paying a percent of your wages, once you start making money, may be something you can do. Sometimes, they are written off after many years.

TIP! Pick out a payment option that you know can meet the needs you have. Most student loans have a ten year plan for repayment.

Pay the large loans off your biggest loan as soon as you can to reduce your total debt. Focus on paying the largest loans up front. Once it is gone, simply transfer those payments to the next largest ones. When you make minimum payments against all your loans and pay as much as possible on the largest one, you’ll find that it is much easier to eliminate your debt.

To help with paying off your loans, start paying off the loans by order of the interest rate that comes with each. You should pay off the loan that has the highest interest first. You will get all of your loans paid off faster when putting extra money into them. Paying quicker than expected won’t penalize you in any way.

TIP! When repaying student loan obligations, prioritize them by interest rate. The loan with the largest interest rate should be your first priority.

Get many credits each semester. Full-time is considered 9 to 12 hours per semester, so getting between 15 and 18 can help you graduate sooner.This will help reduce how much you minimizing your loan amounts.

Far too often people will rush into signing the student loan paperwork without carefully analyzing the terms and conditions of the loan. Always ask any questions that come up or if you need anything clarified. There are unscrupulous lenders who will take advantage of the unwary.

TIP! Be sure to read and understand the terms of any student loans you are considering. Don’t do this! Always understand what you are signing.

Stafford and Perkins are two of the best loan options.These are highest in affordability and are safe to get. This is a great deal that you are in school your interest will be paid by the government. The Perkins loan carries an interest rate of five percent. The Stafford loans which are subsidized come at a fixed rate that will not more than 6.8%.

Parents and graduate students can make use of PLUS loans. They have an interest rate that is not more than 8.5 percent. This is a bit higher than Perkins and Stafford loan, but less than privatized loans. It might be the best option for you.

TIP! One form of loan that may be helpful to grad students is the PLUS loan. The interest rate is no greater than 8.

If you try to get private loans with poor credit, you will require a co-signer. It is very important that you keep up with all your payments in a timely manner. If you don’t, your co-signer will also be liable.

Why would your school recommend a certain lender to you? Some colleges allow lending companies to use the name of the college. This can be misleading. The school can get a portion of this payment. You should know about the loan before getting it.

Private Loan

When you are filling out your financial aid application, make sure that you are positive there are no errors on it. This is critical because the information you provide directly affects the amount of money you are offered in loans. If you think that you’re making any kind of a mistake, get into touch with your school’s financial aid representative.

TIP! When you are filling out your financial aid application, make sure that you are positive there are no errors on it. This is critical because the information you provide directly affects the amount of money you are offered in loans.

There are specific types of loans available for graduate students or their parents known as PLUS loans. They bear an interest rate that is not more than 8.5 percent. This is a better rate than that of a private loan, but it will be a better rate than a private loan. This may be a good alternative for your situation.

Find out what choices you have when it comes to repayment. If you think monthly payments are going to be a problem after you graduate, then sign up for payments that are graduated. The payments will start off low and then increase over time. Since you should earn more as you advance in your career, that may be something to consider.

TIP! Understand your repayment options at all times. If you’re thinking it will be hard for you to make payments after you get out of school, you may want to sign up to get graduated payments.

Your college may want you to borrow from certain lenders. Some lenders use their name. This may not the best deal. The school might get money if you choose a portion of this payment. Make sure you grasp the nuances of any loan prior to accepting it.

If you have a large balance on student loans, don’t panic. This is something that can be paid back over time. Work hard to manage your loans as quickly and efficiently as possible.

TIP! If you owe a very large amount on a student loan, don’t let it control you with worry. This may seem overwhelming; however, you can gradually pay it back.

You cannot deny that student loans can be a financial disaster to young graduates if they are not careful when signing up for it. In order to prevent this from happening to you or a loved one, it is important to learn all you can about student loans. This article may prove to be an asset to you.

Maintain contact with your lenders during and after college. Make sure they are updated in regard to your contact info. This will make sure that you know when changes are made. Let them know if you withdraw, transfer or graduate.

February 9, 2019
A learning platform providing free or fee-based curriculum for personal or professional development through Coaching.

P.O. Box 78072
Atlanta, Ga. 30309
learn@beautyugly.com

Visitor Tracking

top
Copyright 2016-18. I Market Coaching. All rights reserved.